My car was stolen and found but the insurance company is refusing to pay for damages that were due to car been stolen

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My car was stolen and found but the insurance company is refusing to pay for damages that were due to car been stolen

my car was stolen and found the people that stole it were living in the car even doing drugs in it mariguana and a syringe was found they left the car dirty heavily soiled and broke a headrest thieves also got hold the keyless entry remote control the insurance is refusing to pay for a car detail the replacement of the locks and key less entry remote

Asked on April 5, 2016 under Insurance Law, California

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

If you believe that under the terms of your policy, this is the sort of work or repairs, etc. which your insurer should pay for--and therefore that in not paying, they are violating the terms of the policy which is, after all, a contract--you can sue them for breach of contract. If you can convince a court they should pay under the policy, you can get a judgment (court order) requiring them to pay. If the amount at stake is less than the limit for your small claims court, a good option is to sue in small claims, acting as your own attorney ("pro se").


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