What to do if my car was totaled but the insurance companies don’t want to give me what is was worth?

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What to do if my car was totaled but the insurance companies don’t want to give me what is was worth?

My car was parked in front of my home and someone hit it and totaled. My insurance and the at-fault friver’s insurance company only want to give me $900 for my car when it was worth a lot more. I can’t replace my car for $900. I need to know what I can do to get more money for my car.

Asked on June 2, 2012 under Accident Law, Illinois

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

You can continue negotiating with the insurance company to try to get a better settlement offer; however, since the settlement offer is that low, the insurance company probably won't increase its offer substantially to a reasonable amount.

If you are dissatisfied with settlement offers from the insurance company, you can reject the settlement offers and file a lawsuit for negligence against the at-fault party


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