What can I do if my boyfriend got into an accident while driving a car registered in my name that was uninsured?
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What can I do if my boyfriend got into an accident while driving a car registered in my name that was uninsured?
The insurance was cancelled on the car I asked him not to drive until we got the insurance back but he drove anyway. The guy he had accident with chose to try and settle out of court but was not happy with what my former boyfriend offered. I had no idea about the accident until my insurance company notified me. My father had me on his insurance. Now that he knows I didn’t have insurnace on the car and he’s after my father to sue him for not having insurance on the car at the time of the accident. My father was not involved in accident. He does not own the vehicle. It’s not registered in his name either. Is he responsible? Am I responsible?
Asked on August 31, 2015 under Accident Law, New Jersey
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
Since you are the registered owner of the vehicle, you are liable if your boyfriend was at fault in the accident.
The party who was not at fault in the accident could sue you for the property damage cost of repairs to his vehicle.
Your father is not liable because you are the registered owner of the vehicle however, if you are a minor, the party who was not at fault in the accident, could sue your parents to recover compensation for the accident in which your boyfriend was at fault while driving your car.
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