If I have a life insurance policy through my place of employment, how do I ensure privacy regarding beneficiaries?

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If I have a life insurance policy through my place of employment, how do I ensure privacy regarding beneficiaries?

We have life insurance policies through our work. We have been in a relationship which people at work do not know about and we do not want them to know. We want to change our beneficiaries on this policy to one another. Corporate says that it sends/receives/keeps beneficiary info, not the insurance company.

Asked on March 21, 2012 under Employment Labor Law, New Jersey

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

You probably cannot insure complete privacy: if the company pays for or provides the insurance, it will be involved in keeping, transmitting, etc. the information, so at least  some employees (e.g. in HR, payroll, accounting, finance, etc.--whomever handles this) would have the forms and information. It may be a violation of your privacy if the information is disseminated beyond those who need to know it, and you might possibly have a cause of action if it is, but, as stated, at least some people at work will know.


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