Liability issues for adult son

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Liability issues for adult son

I live in Nebraska and if my 20 year old son is in an accident that is his fault
can I be held responsible for any liability. The car title is in my name and it
is under my insurance. I have up to 500000 liability on my policy.

Asked on April 28, 2016 under Accident Law, Nebraska

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Yes, if your son is at fault in the accident (e.g. driving negligently, or carelessly, such as driving too fast for conditions, texting while driving, DUI, going through a stop light or sign, etc.), you would be liable, since the owner of a vehicle (i.e. you, since it is titled in your name) is liable for the at-fault accidents of those whom he or she lets drive his or her car (i.e., anyone who drives with permission, rather than stealing). Of course, your insurance may cover, but if your son is a regular driver but is not listed as an additional driver, the insurer would have good grounds to deny coverage, as they would if he is DUI or DWI.


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