Kentucky Juries Punishing Insurers For Bad Faith Insurance Practices

Get Legal Help Today

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Mar 10, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Kentucky juries apparently don’t like the way insurance companies are treating their state’s policyholders as of late and are making their feelings known by awarding injured victims millions of dollars for insurers’ bad faith insurance practices. Here are details on two of the most recent verdicts:

  • $2.5M medical malpractice / bad faith award: This Kentucky medical malpractice case involved a woman who suffered a severe inner ear injury while having a simple ear wax removal procedure. She sued the doctor for medical malpractice and won $1.6 million for her injuries through arbitration, but the doctor’s insurance company, Medical Protective Insurance Company, forced her to litigate even though it knew it was liable on the claim. A jury awarded her an additional $900,000 because her Kentucky bad faith insurance attorney was able to show that one of the insurer’s adjusters received a bonus for reducing the number of claims for which the company was liable’ a practice that is strictly against the law.
  • $3.8M medical malpractice / bad faith award: In another Kentucky medical malpractice claim, a surgeon persuaded a patient to get a tummy tuck while in the hospital for a hysterectomy. However, the doctor was not trained to perform tummy tucks and left the patient permanently disabled. Although she sued the doctor for medical malpractice, his insurance company, American Physicians Assurance Corporation (APAC), waited two years to do anything and then only offered her $75,000′ even though it knew the claim was worth a lot more. She eventually settled the matter for $650,000, but sued the insurer for bad faith. A jury awarded her $3.8 million’ of which nearly $3.5 million was for punitive damages against APAC its bad faith practices.

Have you been treated unfairly?

If you’ve been denied valid insurance benefits or, as in the cases above, are not being dealt with in good faith or being treated fairly by your insurer, contact an experienced bad faith insurance attorney who understands how insurance companies operate. If you live in Kentucky, it’s important to know that juries’ and not insurance commissioners’ impose penalties against insurers when a patient is dealing with a doctor’s insurance company.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption