Is there any way I can stop receiving collection notices from a debt collector?

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Is there any way I can stop receiving collection notices from a debt collector?

I’m on SSI due to chronic depression and anxiety. I’m also currently in default for over $30,000 for a student loan that I’ll never be able to pay off.

Asked on November 25, 2011 under Bankruptcy Law, Illinois

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

There are only two ways for you to stop receiving collection notices from creditors for moneys owed. The first is for you to pay off all of your debt which does not seem to be an option from what you have written.

The second is for you to consult with a bankruptcy attorney to determine whether or not you are a candidate for the filing of a personal bankruptcy. If you are, then either your debt gets consolidated into a plan where you are able to make monthly payments to your creditors or you get a complete discharge and you start all over with a clean slate owing no debt to anyone.

Until one of the above options are done, you will continue receiving debt collection notices from your creditors.


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