Is there a time limit for filing a bad faith insurance claim?

Get Legal Help Today

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Aug 5, 2019

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Yes, most insurance policies set time limits that specific when a claim must be filed after a loss, and also when any lawsuit “on the policy” (a lawsuit seeking contract benefits) must be filed. Beyond those time limits, state law will require that a bad faith insurance claim or bad faith insurance lawsuit must be filed within a certain time following denial of the claim. Because time limits vary from state to state, and some state decisions are inconsistent, you should file a bad faith insurance claim or bad faith insurance lawsuit as soon as possible, ideally within one year from the date of the denial, in order to be certain your right to recover certain types of damages (punitive damages for example) is not lost.

You should contact an experienced bad-faith insurance attorney to evaluate your situation to see if you can bring a bad faith insurance lawsuit or claim.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption