Is it possible to get a satisfied judgment off of my credit report?

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Is it possible to get a satisfied judgment off of my credit report?

I recently negotiated with my creditor that in return for paying the debt in full they would provide me with a letter requesting that that this debt would be removed from my credit report. Can anyone tell me if this is even possible and, if it is, how do proceed?

Asked on October 19, 2012 under Bankruptcy Law, Minnesota

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

That may not be able to occur nor would you want it to if it is a debt that if you have had for a while it may raise your score. You need to have the creditor send that letter to the credit reporting agencies and send you a copy. Then you need to ensure this has happend by filing a dispute with those agencies and sending a copy of the letter you received.


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