Is it possible for an insurance company to sue you for a motor vehicle accident caused by their insured and not you?

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Is it possible for an insurance company to sue you for a motor vehicle accident caused by their insured and not you?

I was involved in an accident where a company’s truck skipped a robot and hit my car. I received a statement from the owner of the vehicle that he was the guilty party and that his insurance pay for the damages. Once this happened I decided to pull out of the insurance claim as a third party due to my car being a right off and the age of the car guaranteed that I will not get a high amount. I then issued a statement that I will not hold them liable for the damages and that they can’t hold me liable for any costs. The insurance company has now handed me to the attorneys who wish to sue me.

Asked on February 15, 2012 under Accident Law, Washington

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

From what you have written, it is entirely possible for the insurance carrier for the party that caused the accident that you were involved in to bring a legal action against you for damages. Whether or not there is a factual and valid legal basis for doing so remains to be seen.

If you have insurance covering you for the accident that you were in, I suggest that you place your insurance carrier on notice as to the claims now being made against you.


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