Iowa Workers’ Compensation Claims
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UPDATED: Mar 10, 2020
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If an Iowa worker has been injured at work or has become ill because of hazardous conditions at his place of employment, an Iowa workers’ compensation claim should be filed with the Iowa Division of Workers’ Compensation. Workers’ compensation benefits may include replacement income for lost wages, treatment of the work-related medical condition, death and funeral benefits and/or permanent disability benefits. Iowa state law mandates that most employers carry workers’ compensation insurance for their employees, which makes it possible for workers to receive workers’ compensation benefits under the Iowa workers’ compensation system. However, when an employer lacks insurance, hiring an Iowa workers’ compensation attorney may be necessary for an injured employee to protect his rights.
Process for Iowa Workers’ Compensation Claims
If you have been injured at work or have been in an accident connected to your job, or if you have developed an occupational disease, you should immediately seek out medical help. Make sure the treating physician knows that your injury or illness is in some way related to your job. This will help as evidence down the road if your workers’ compensation claim is contested.
In addition, you must notify your employer that you have been injured on the job as soon as possible and in no event more than ninety days after your injury. If you do not report your injury to your boss within this time period, receipt of your workers’ compensation benefits may be delayed, or you may even lose your chance to file for workers’ compensation benefits altogether.
After receiving notice of your injury, and within two years, your boss must file an Employer’s First Report of Injury with the Iowa Division of Workers’ Compensation. If the claim for workers’ compensation benefits is filed more than two years after the accident that caused your injury or after the point you develop symptoms of your occupational disease, you will be barred from submitting a claim for benefits by the Iowa statute of limitations.
Contact an Iowa workers’ compensation attorney if you have questions or concerns about your Iowa workers’ compensation claim, or if you need assistance in completing and submitting your claim for workers’ compensation benefits. If your claim has been rejected and you must argue your side of the story to the Iowa Division of Workers’ Compensation, an Iowa workers’ compensation lawyer can compellingly assert your workers’ compensation claim and get you the benefits you deserve.
Reasons to Hire an Iowa Workers’ Compensation Attorney
An Iowa workers’ compensation lawyer who understands the workers’ compensation process in Iowa can be invaluable in helping you keep track of deadlines and successfully submitting your Iowa workers’ compensation claim, in addition to formulating a strategy for your case if it becomes more complicated. Workers’ compensation cases can become difficult to handle if your employer does not have enough insurance, has no insurance, or disputes your claim for workers’ compensation benefits and is generally unwilling to cooperate. Additionally, because there is so much at stake in a workers’ compensation case, if your injury is severe or potentially long-term, having an Iowa workers’ compensation attorney at your side to act in your best interests can make the process less stressful and ensure the best possible outcome.