BACK TO LONG TERM CARE Alternate Service Benefits
Alternate services furnished under your long term care insurance policy allows the insurance company significant discretion in its implementation.
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Policy Riders: Lapse Rider, Contingent Benefits and Contingent Nonforfeiture Coverage
The purpose of a lapse rider on your long term care insurance policy is to provide you with options if the policy premium is increased on a class basis to such an extent that you may find it difficult to continue pay the premium and keep the long term car
→ Read MoreLong Term Care Policy Riders: Paid Up Premiums
An expensive rider to your long term care insurance policy is one where you don’t have to pay any more premiums on the policy after the later of your 65th birthday or ten years after the effective date of your policy coverage.
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