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General Life Insurance Questions

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BACK TO LIFE INSURANCE LAW

What is a life insurance policy?

What is a life insurance policy?

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What if the insured lied about his age?

What if the insured lied about his age?

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I was denied life insurance recently because, as a minor, I had been committed for attempted suicide. That incident occurred a number of years earlier. Can the company after a lapse of so many years use mental health as a reason to deny my application?

Life insurance companies can deny coverage even if lapse of time since incident seem unfair.

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My mom is applying for a life insurance policy for my father who, up until now, has been the picture of health. A recent medical examination however showed an inoperable growth, which may be cancerous. What happens if my mom lies on the medical questions?

Discussion of the consequences of fraudulent answers on a life insurance application.

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Life insurance companies do a process called ‘underwriting’. What does that entail?

Detailed description of what’s involved in insurance underwriting.

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