Fire Insurance: Rebuilding Your Home after a Fire

Need to know about rebuilding your home after a fire? We provide answers to some frequently asked questions and an interview with an experienced industry professional. Learn about common problems after a fire, policy issues, and the claims process by clicking here.

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SDG&E Settles 2007 California Wildfire Claims For $686M; Other Settlements Likely

California’s San Diego Gas & Electric Company (SDG&E), along with parent company Sempra Energy, have agreed to settle wildfire claims with insurance companies for approximately $686 million. The utility companies say that other settlements relating to the 2007 fires that destroyed hundreds of thousands of acres of land, thousands of homes and killed and injured several people are likely in the near future.

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Farmers Group Accused of Insurance Bad Faith

Can you imagine having your home damaged or destroyed by fire and then having your insurance company not do what it promised to do – even though you paid your premiums on time? That’s exactly what happened to over 1200 Farmers Insurance Group customers who still haven’t been compensated for their losses over a year later. Those homeowners are fighting back and have filed an insurance bad faith lawsuit in order to force Farmers to do the right thing.

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The Truth About Home Replacement Value

Replacement value is often a misunderstood term when it comes to fire insurance. Insurance agents generally don’t explain the importance of the term or other terms, such as holdback and guaranteed replacement cost.

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