Hurricane Insurance Fraud: Understanding Wind Vs. Flood Damage & How FEMA Works

Hurricanes generally involve both wind and flood damage to a structure. However, coverage for flood, or water, damage is a separate form of insurance obtained from FEMA and wind damage is covered under most homeowners insurance policies. Understanding how the different coverages work can be extremely complicated for policyholders, and an provides an opportunity for insurers to engage in bad faith insurance practices or hurricane fraud.

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Hurricane Claims & Fraud: Mediation Vs. Hiring An Attorney

Many state insurance departments have created state sponsored mediation as a way to resolve insurance claims without filing a lawsuit against your insurance company. Many of the cases involve hurricane fraud, where an insurance company has acted in bad faith by delaying or denying payments. There are pros and cons to each method, but which is better for you?

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