Can a judgement for a credit carddebt be used toget money from my bank account if that is where my social security goes?
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Can a judgement for a credit carddebt be used toget money from my bank account if that is where my social security goes?
Asked on November 14, 2011 under Bankruptcy Law, Colorado
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Yes, a judgment for a credit card debt can be used by the creditor to then go and garnish your wages, collect or freeze the bank account and other similar activities to obtain payment. It makes no difference if there is a social security payment in the bank account. The wage garnishment is not going to discriminate between the type of deposits you have in that account. Your best bet is to create a new account for the social security payments and then try to work with the creditor for a pay plan.
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