If I have insurance on 3 other vehicles and just bought another one and got in an accident and I havn’e put it on my insurance can I be covered.

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If I have insurance on 3 other vehicles and just bought another one and got in an accident and I havn’e put it on my insurance can I be covered.

Asked on May 18, 2009 under Accident Law, Washington

Answers:

J.V., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

this is a question you really need to call your insurance company with. However not knowing the specifics of your policy or the terms of coverage I would have to venture a guess and say no you are not covered.

Usually insurance is not applied retroactively and regardless of having prior vehicles or other current vehicles insured that coverage does not apply to future vehicles purchased. This really however is not so much a legal question as one for the insurance company themselves. than once you have an answer I suggest you call a local attorney to see what if anything you may be liable for.


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