If I’m currently on state assistance for food and medical, cana debt collector force me to sell personal property?
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If I’m currently on state assistance for food and medical, cana debt collector force me to sell personal property?
I have a judgement in the amount of $2900, and debt collector wants me to submit items i own to satisfy debt. but Im on state assistance for food and medical, and I couldnt not remove what I have here, because my lease is up and I had to move it, what I had left, which is not much.
Asked on June 26, 2011 under Bankruptcy Law, Wisconsin
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Potentially yes. The creditor cannot itself force you to do this, but since there is a judgment against you, the creditor may be able to get a court order executing on--or requiring the sale of--some of your property. Some of your belongs are likely exempt from execution--there are commonly exemptions for tools needed for a job (if you have one), for certain sentimental belongings, sometimes for an inexpensive vehicle, etc., but anything not specifically exempted is something they could theoretically go after. Whether they will in practice is a different story; it may be that what you have that they could reach is not worth enough to make it worth their time, effort, and cost to do this.
An option to have to get rid of the judgment is to file for bankruptcy.
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