If an attorney is acting as a debt collector, am I obligated to sign a consent judgement in order to set up at payment plan?
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If an attorney is acting as a debt collector, am I obligated to sign a consent judgement in order to set up at payment plan?
My original debt was for $3579.66, when I asked to make a payment plan they added an additional $2749.38 in interest for a total of $6329.04. Is this legal? I haven’t signed the consent form. Can I contact the court and fight this?
Asked on April 24, 2012 under Bankruptcy Law, Michigan
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
Under the Fair Debt Collection Practices Act an attorney has special duties when acting as a debt collector. You can look those up on line. Now, it is a little unclear where in this process you are and if there had been a judgement rendered. Interest can be added to a collection case from the date of the judgement as well as legal fees. If the case is before a Judge go and speak your mind and have your chance to be heard. Ask the court to explain things to you before you sign. Good luck.
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