if a person has insurance coverage for one hundred thousand dollars is that all you can get

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if a person has insurance coverage for one hundred thousand dollars is that all you can get

I was in a roll over car accident and I have a permanent injury to my left leg
and they want me to take 75,000 is that the best I can get I will have to pay
medical and loss of wages and Lawyer fees out of this

Asked on February 1, 2017 under Personal Injury, Kansas

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

If policy limits are $100,000, that is the maximum you can receive from the insurance company.
If you are dissatisfied with that figure, your only recourse is to sue to try to be awarded a larger amount.
Out of any settlement or court judgment, the attorney's fee is deducted, and then the remaining amount must be sufficient to pay medical bills and to reimburse your health insurance company if required which many do.
The amount you receive represents compensation for your medical bills, pain and suffering (an amount in addition to the medical bills) and wage loss.


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