What does a default judgement means?

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What does a default judgement means?

I just had one filed against me with a credit card issuer and the court field in their favor.

Asked on April 11, 2012 under Bankruptcy Law, Ohio

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

A default judgment means that a court judgment was entered against you because you did not comply with court rules, court procedures or possibly may have missed a filing deadline or otherwise failed to respond or failed to appear.

For example, if the credit card company filed a lawsuit against you and you were served with the summons and complaint (complaint is the lawsuit attached to the summons) and you did not file an answer to the complaint with the court within the time set forth in the summons and/or did not timely serve your answer to the complaint on the opposing party or its attorney, a default judgment was obtained by the credit card company and was entered against you in court.  A default judgment means you have lost the case; however, you can file a motion to set aside the default with the court and serve it by mail on the opposing party or the opposing party's attorney.  If the court grants your motion to set aside the default, the case will then be back on track and litigation will continue. 


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