How much of a settlement should I accept if I was in a car accident earlier this year?

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How much of a settlement should I accept if I was in a car accident earlier this year?

I was hit in the rear by a tow truck. My car only suffered about $800 in damages but I have been treated weekly by a chiropractor for the last 7 months. I have been negotiating with the insurance company for settlement. My bills total $2,700. The insurancescompany is telling me that due to the low price on repairing my car, it could not have been a bad accident and that I should not have been under the doctors care for this long. hey said usually only 2 months doctor time is required for an injury of this type (soft tissue). I am 63 years old; they offered me $1,900 and then came back with $2900. They are now asking what I would settle for in between their offer of $2900.and my request of $11,200.

Asked on December 4, 2013 under Personal Injury, Maryland

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Ordinarily the amount of one's settlement for a personal injury matter where the plaintiff is not at fault is between 1.5 to 2 times the amount of the victim's special damages assuming there is a full recovery. Since you incurred $3,500 I would ask for 1.5 to 2 times that amount for settlement taking into account pain and suffering. You might wish to consult with a personal injury attorney in your locality. One can be found on attorneypages.com.


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