What to do if I totalled a rental car in Germany, and now it appears that my insurance company will not cover the $50,000 in damages?

Get Legal Help Today

 Secured with SHA-256 Encryption

What to do if I totalled a rental car in Germany, and now it appears that my insurance company will not cover the $50,000 in damages?

I don’t have an extra $50,000 sitting around, so where can this go from here? Can the rental agency sue me (i.e. can a German company sue an American citizen?). Can a delinquent balance be posted against my credit report, etc.

Asked on September 18, 2014 under Accident Law, Maryland

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Yes, a German company can sue a U.S. citizen, just like a  U.S. company could sue a German citizen who cost it money (such as by damaging its property). There are practical barriers to suit--it is much more difficult and costly to sue internationally than domestically, and much harder to collect; therefore, the company may choose to not sue. However, if they due sue, then they could potentially get a judgment against you requiring you to pay money and, if you don't, exercise remedies against you such as garnishing wages, putting a lien on property, etc. They could also, if they chose (but are not required) to report the debt to credit-rating agencies. (If they sue you and win, the judgment will be public knowledge.)


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption