What are my options if I ran over a paver stone in a commercial yard on my way to a tire shop and it destroyed my oil pan?

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What are my options if I ran over a paver stone in a commercial yard on my way to a tire shop and it destroyed my oil pan?

My insurer says it will claim total responsibility for this incident which makes no sense to me. Legally, can I go after the property owner for my damages?

Asked on February 13, 2014 under Accident Law, New Jersey

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

Based upon nwhat you have written about, you have the legal right to file a lawsuit against the property owner for what happened. However, if you get paid in full from your carrier for the damages, you essentially assign your rights to the carrier to bring suit.


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