What can happen if I was in a car accident but without insurance since I was late on making my monthly payment due to financial hardship?

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What can happen if I was in a car accident but without insurance since I was late on making my monthly payment due to financial hardship?

While driving the freeway my tire blew out and I ended up flipping on my side. As I spun accross the freeway, my car hit another vehicle (company owned) and it also flipped upside down. The driver was taken to the hospital but I don’t know the extent of his injuries. Although I don’t believe this is my fault as I clearly could not avoid hitting him since my vehicle was out of my control, can he or his/his company’s insurance sue me for damages, loss of wages, etc? I have not heard from them as of yet and it has been a few months since the accident. What advice can you give me?

Asked on January 2, 2014 under Accident Law, California

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Based upon what you have written, you have no insurance to cover you in the event of a lawsuit over the mishap that you have written about. The other party has at least a year to file suit against you for the accident. I suggest that you consult with a personal injury defense attorney about your matter in preparation for a likely lawsuit.


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