What to do if a bank withdrew money from an account of mine for money owing from a loan?

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What to do if a bank withdrew money from an account of mine for money owing from a loan?

I live in a home my mother owned, it is financed through the bank I have my checking account with. I have been making payments while I try to sell the home but fell a month behind. The bank withdrew the money out of my account for the payment even though there is no automatic withdrawal nor is my name on the mortgage. Is this legal?

Asked on December 30, 2012 under Real Estate Law, Missouri

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

From what you have written absent a written agreement signed by you allowing the financial institution to withdraw money from your own bank account to service the debt load on the subject property, what was done was clearly improper. I suggest that you speak with the bank manager to discuss how the bank will remedy the matter.


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