What doI do if I just recently got into a minor fender bender no body damage to both cars and the vehicle I was driving isn’t mine?

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What doI do if I just recently got into a minor fender bender no body damage to both cars and the vehicle I was driving isn’t mine?

I was driving a friend’s car. No physical body damage to either vehicle. The person I had the fender bender with exited her vehicle with a cell phone to her ear and claims this same kind of accident like happened before 3 times. Just minor scratches to my friends car. The lady went and got her own estimate on her car and claims there is $1200 damage to hers now how’s that? My friend’s car would of sustained that same amount of damage or more wouldn’t it? No police was involved and I have not received any letters from her insurance company of the report of accident or one of there reps sent out to estimate the damage.

Asked on March 5, 2012 under Accident Law, California

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

If you hit her car, your friend as the registered owner of the vehicle you were driving is liable for the accident.  The other driver could file a claim with your friend's insurance carrier.  If she hit the car you were driving, your friend could file a claim with the other driver's insurance carrier.  If she was on her cellphone and hit your car, she is clearly liable for the accident.  Since there was no damage to her car and she is claiming $1200 in property damage, it sounds like a scam.  Your friend's insurance carrier will handle the matter and will probably deny the claim.


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