What will happen if I hit a parked car without auto insurance?

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What will happen if I hit a parked car without auto insurance?

I was driving the speed limit downy the road when all of a sudden my car jerked to

the right and smashed into a parked car. I have been having that issue with my car all week but it never led to this problem. Ultimately I was on my dad’s insurance previously but I learned after the incident that he gotten rid of his policy ultimately terminating mine. So I hit this car and am now aware that I don’t have insurance and I’m not sure what to do at all.

Asked on October 31, 2016 under Accident Law, Ohio

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

Since you did not have auto insurance, you will be sued for negligence by the owner of the parked car for property damage (cost of repairs).  If you are a minor, your parents will be named as defendants in the lawsuit.
If the owner of the parked car had uninsured motorist coverage on his/her auto insurance policy, an uninsured motorist claim will be filed through that insurance company and that insurance company will then sue you (and your parents if you are a minor) for negligence to recover the amount it paid on the claim.


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