What to do if I had surgery through a center that was out of network, so my insurance company sent me the check and I cashed it but did not pay the center?

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What to do if I had surgery through a center that was out of network, so my insurance company sent me the check and I cashed it but did not pay the center?

They are pursuing the debt through collections. Is it possible to include the amount owed (about $5,000) in my bankruptcy?

Asked on June 19, 2012 under Bankruptcy Law, Ohio

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

You needed to pay that debt. The insurance company actually should have sent the money directly to the medical provider. If they are pursuing the debt through collections and you include it in your bankruptcy, it may not be discharged. You need to talk with a lawyer about what to do in this situation because if this occurred within a short time of filing bankruptcy, you may actually not be able to include it in your bankruptcy or the court and trustee will want to know where you spent the proceeds.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption