If I had a debt discharged through Chapter 7but the creditor has continued to report the debt as a charge off with an outstanding balance, what recourse doI have?

If I had a debt discharged through Chapter 7but the creditor has continued to report the debt as a charge off with an outstanding balance, what recourse doI have?

I disputed it with the credit bureaus, but the creditor would not correct the reporting. I spoke with them and they would not update it because the charge off was prior to the bankruptcy. They obviously don’t know anything about bankruptcy law. What kind of legal recourse do I have in this situation? I am tired of banks bullying people via the credit bureaus.

Asked on February 25, 2012 under Bankruptcy Law, Oklahoma

Answers:

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