What to do if I got into car accident and don’t have insurance but it was other driver’s fault?
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What to do if I got into car accident and don’t have insurance but it was other driver’s fault?
Officer on the scene told me I was responsible for paying damages to both cars regardless of who was at fault because I didn’t have insurance is this true?
Asked on September 22, 2013 under Accident Law, California
Answers:
Tricia Dwyer / Tricia Dwyer Esq & Associates PLLC
Answered 10 years ago | Contributor
Hello. In Minnesota, fault is definitely considered. It is critically important that you have insurance coverage in place before you get behind the wheel again. Know that generally: Some attorneys are available seven days for emergency legal needs. Many attorneys will speak initially at no charge. Then, if legal work is performed, some attorneys will provide a reduced fee for financial hardship. Some attorneys may also assist you in a limited scope manner to conserve legal costs. All the best.
TRICIA DWYER, ESQ.
Tricia Dwyer, Esq & Associates PLLC
Phone: 612-296-9666
365 Days of the Year until 8 p.m. daily
Minnesota Law Firm
INSURANCE LAW: MINNESOTA
TRAFFIC LAW: MINNESOTA
CRIMINAL DEFENSE: MMINNESOTA
POLICE CONDUCT: MINNESOTA
Anne Brady / Law Office of Anne Brady
Answered 10 years ago | Contributor
The police officer is wrong. The at-fault driver is responsible for paying for damages. If the at-fault driver had insurance, then his insurance will pay for the damages to your car. It will also pay for damages to its insured's car if the at-fault driver had insurance to cover this. You may have received a citation for driving without insurance, but you are not responsible to pay for damages if you are not at fault in the accident.
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