If I got into an accident with a motorcycle and the rider was injured, what happens if I’m sued and can’t pay?

Get Legal Help Today

 Secured with SHA-256 Encryption

If I got into an accident with a motorcycle and the rider was injured, what happens if I’m sued and can’t pay?

I got into a car accident with a motorcycle. I got a ticket for failing to yeild turning left. I just went to traffic court a month after the accident and found out the guy on the motorcycle is still in the hospital with spinal injuries. I have insurance but no other assets or anything. I’m sure I’m going to get sued, what’s my worst case scenario? What should I expect?

Asked on July 13, 2012 under Accident Law, Illinois

Answers:

Leigh Anne Timiney / Timiney Law Firm

Answered 9 years ago | Contributor

Generally, if the injured motorcyclist files a claim for injuries with your auto insurance, your auto insurance will compensate him for his injuries.  If he has significant injuries, your auto insurance will likely have to pay out your policy limits for bodily injuries.  Once that happens, the injured driver will have to sign a release, releasing you from any future liability for their injuries, meaning they cannot then come after you for anything above and beyond what your insurance paid.  The injuried motorcyclist could sue you rather than making a claim with your insurance company, but if you don't have significant assets, this would not be very profitable for them.  


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption