What will happen if I became the redesignated beneficiary and owner of a family life insurance policy after my divorce?

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What will happen if I became the redesignated beneficiary and owner of a family life insurance policy after my divorce?

My ex recently died and I want to know if I will have a problem getting the payment?

Asked on August 8, 2013 under Insurance Law, North Carolina

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

I am so sorry for your loss.  It sounds as if your ex really made sure that you were going to get the money by re- designating you as the beneficiary under the policy, even though it appears that in the state of North Carolina that was not necessary (it is in many states but not in yours).  So you should have no problem - given the facts here - on that front receiving the pay out. Good luck.


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