If I am required to use my own vehicle for work, who is financially responsible for an accident on work time?

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If I am required to use my own vehicle for work, who is financially responsible for an accident on work time?

Asked on November 17, 2011 under Employment Labor Law, Ohio

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

It depends by what you mean by "fiscally responsible"?

If  you are talking about who could be sued by a third party whom you run into or injure, the answer is both you and your employer: the at-fault driver can always be sued, and if he was performing work at the time, his employer may be liable, too. (Note that as a general matter, a person is only responsible for car accidents if they were at fault in some way--for example, driving carelessly or negligently.)

If you are talking about who is responsible for damage to to your own car, that would be you--your employer would not be responsible for damage to your car unless the employer had agreed to take financial responsibility.


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