What to do if I’m going through a battle with an insurance company regarding the amount of a personal injury settlement?

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What to do if I’m going through a battle with an insurance company regarding the amount of a personal injury settlement?

My kids and I were in an automobile accident my kids ages are 5, 6 and 3. There were 2 other people in the car, one who broke her femur bone. All of my bills added came to $3000, however my youngest child will now not get in a car without crying in panic about how the seatbelt will hurt her stomach. The doctor said that my daughter had a condition which can become chronic whereby she becomes so stressed that from the anxiety she actually starts to feel pain in her stomach. It cannot treat it or estimate when, or if, it will go away. I can hardly travel with her in the car. My other kids had bruises and aches, as did I. How much is my case worth; they offered me $4,300?

Asked on November 19, 2013 under Personal Injury, South Carolina

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Your case may be worth more than $3,000, especially if your daughter's condition does become chronic or if your child needs a course or therapy to overcome her fear of cars--that can be expensive to treat and debilitating if not treated, and would support more recovery. You should not make this decision, as to how much or whether to accept, on your own; you should consult with experienced personal injury counsel.


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