If I am being sued for a unsecured loan but can pay in full next month, how do I respond to the summons?
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If I am being sued for a unsecured loan but can pay in full next month, how do I respond to the summons?
Asked on January 16, 2012 under Bankruptcy Law, Louisiana
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
You have several options regarding how to resolve the lawsuit against you for the unsecured loan that you can shortly pay in full this month as follows:
1. call the attorney or party who filed the lawsuit and ask for a written extension to answer the complaint for 30 days or so stating that you intend to pay the amount soon;
2. if the request is not accepted, answer the summons and complaint timely so you do not get defaulted;
3. do not answer the complaint but enter into a written settlement agreement with the party suing you where you pay the amount owed by a certain date.
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