If I’m a truck driver and lease out my truck through my my employer and there is an accident, do I hvae the right to contact the insurer directly since I pay the insurance premium?

If I’m a truck driver and lease out my truck through my my employer and there is an accident, do I hvae the right to contact the insurer directly since I pay the insurance premium?

I pay all of my permits, registrations and insurance premiums through my employer. 3 months ago i was in an accident. The truck was totaled. I was suppose to get a settlement from the insurance company but my boss had told me that the settlement hasn’t been paid to him and that I cannot personally call the insurance company myself because even though I use and pay for my insurance thru them it is a fleet policy and I am not the main policy holder. Am I allowed to call the insurance company myself?

Asked on January 12, 2013 under Employment Labor Law, Texas

Answers:

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