What to do if I am a homeowner in a condo association and had a leak 2 months ago that displaced me and my family for 2 months?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What to do if I am a homeowner in a condo association and had a leak 2 months ago that displaced me and my family for 2 months?
The leak was caused by roof failure. (coincidentally roof repairs were happeding the week prior.) I am now being charged the deductable for the the HOA blanket policy of $5000, and they paid the contractor for the repairs within on a depreciated value. Am I responsible to pay their deductible when the cause of the damage and roof leak was due to their neglegence and not mine. Second, can they only pay the depriciated value to the contractor for repairs, leaving me to pay the difference (not on personal items but actual repairs (ie. drywall, pergo flooring, painting, etc.)
Asked on January 23, 2013 under Real Estate Law, Utah
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
I suggest that you immediately make a claim with your own insurance carrier as to what you have written about. Whether or not you are responsible for the $5,000 deductible depends upon what the policy of insurance for the HOA states. As such, you need to carefully read this policy. Typically under a policy of insurance you get the costs of repair up to the insured value of the loss.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.