How long after a judgement is filed can someone take property from me to pay the debt?

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How long after a judgement is filed can someone take property from me to pay the debt?

A judgement was filed against me 2 years ago for not being able to pay my rent. I had lost my job and all income. I was homeless. I have since gotten on my feet and own a vehicle free and clear. Can the landlord take my car or does he have to file against me again?

Asked on September 10, 2011 under Bankruptcy Law, Tennessee

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

If there is a judgment against you, most likely it is good for up to ten (10) years unless renewed before the expiration of the ten (10) year period. When a judgment is held against a person, the creditor can attempt to execute upon the judgment debtor's assets (bank accounts, wage garnishment, recording abstracts on real property) in an attempt to get the judgment partially or fully satisfied.

Under the laws of most states, a levy upon a judgment debtor's automobile (up to a certain value) is exept from the judgment execution process. Judgments accrue interest on the unpaid amount usually at the rate of ten percent (10%) per annum.

If the landlord who has a judgment against you has not done anything against you for two (2) plus years, most likely he or she has forgotten about you.


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