How does insurance work?

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How does insurance work?

My friend got into a car accident about a year ago and had full coverage insurance. Since then he has left that insurance company and is in the middle of getting a new plan so has no auto insurance. The other person from the accident is now suing my friend, a year later, for the injury he supposedly experienced because of this accident. Will my friend still be covered under the old insurance because the acccdent occurred when he was covered?

Asked on February 21, 2017 under Accident Law, Illinois

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Your friend's insurance at the time of the accident will handle this matter.  He should refer the matter to his insurance company which will provide him with an attorney at no cost.
The insurance company will handle the personal injury claim.


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