How do I know I have a bad faith insurance claim?
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UPDATED: Aug 17, 2012
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Most people know when they are being treated in bad faith. If you believe your insurance company is acting in bad faith, it may be time for you to contact an experienced bad faith insurance attorney. Below are some ways insurance companies act in bad faith. This list is by no means exhaustive, but it should be a starting point.
- Claims are denied unreasonably or no reason is given for denial.
- Claims are neither paid nor denied within a reasonable period of time.
- The insurance company insists on an investigation before payment is made.
- Claims are not investigated.
- Claims are delayed or the agent uses stall tactics.
- The insurance company refuses to settle a case or to reimburse for full damages even when liability is clear.
- The insurance company offers a settlement that is substantially less than the true value of the claim.
- The insurance company has no process for appealing a denied claim. .
- The insurance company uses unreasonable or unusual interpretations of the policy language.