How do I get the judge to review a consent judgement case?

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How do I get the judge to review a consent judgement case?

I signed a consent judgement 3 years ago. I am now having difficulty paying the given amount. I did not have an attorney and I really didn’t understand what I was doing. The company is no longer in business. I want to go before a judge to see if I can get some relief. I pay $450 per month and my balance doesn’t seem to going down at all. I am no longer in the house. I just want to go before a judge to see what help I can get.

Asked on January 3, 2011 under Bankruptcy Law, Alabama

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

The time frame to vacate the judgement has, I am sure, already passed.  But I would consult with an attorney about modifying the judgement at this time given the facts in your case.  Generally speaking you need to show a change in circumstances to modify but if you can vacate still then you can show a type of inequality as to what happened. It is unclear exactly what you want to do here.  What was the judgement for?  You state that you are "no longer in the house."  Is this a mortgage? What does being in the house have to do with it all?  You need to seek out help here.  Someone needs to review the paperwork and what you consented to to see how they can help you.  Good luck.


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