How do I get the debts that my ex-husband is responsible foroff of my credit report?
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How do I get the debts that my ex-husband is responsible foroff of my credit report?
In our divorce papers the debts were split up between us. Unfortunately most of the debts are in my name only. I’m trying to see if there’s a way to make him actually responsible for these debts or am I stuck with these on my credit report until they’re taken care of or fall off after the 7 years?
Asked on September 3, 2011 under Bankruptcy Law, Illinois
Answers:
M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
I'm afraid that you might well stuck. The fact of the matter is the these debtors were not a party to your divorce action. Therefore, if your name was in the debt (credit card, etc), as far as the law is concerned you are the responsible party to pay.
However, since your divorce decree split up certain debts, to the extent that your husband has not paid them as per the order of the court, you could have him held in contempt. Additionally, you could sue him in small claims court for reimbursement for any amounts that you are put-of-pocket.
As to your credit report, an individual is allowed to place a statement in theirfile explaining any negative notations in their report. This may help somewhat.
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