How do I get my name removed from a life insurance policy that was taken out on me without my permission?
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How do I get my name removed from a life insurance policy that was taken out on me without my permission?
I recently received a bill for I life insurance policy in my name. It appears that my mother who has been deceased for almost 3 years took out the policy without my permission. I was also a strange from my mother and brother for several years and know nothing about her financial situation. I called the insurance company to clear matters what they’re asking for paperwork that I’m not privy to. I ask them to remove my name from that account. But they have not offered me an actual way to do so.
Asked on November 12, 2011 under Insurance Law, Alabama
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
If your mother took out a life insurance policy and placed your name as the insured, something sounds fishy. You may wish to first pull your credit reports (all three) and see what is there in terms of history on this matter. Then, if the insurance company is now sending you bills, you need to find out who was paying the bills up until now (who was paying the premiums). If it is your mother and you are the policy holder (and not the beneficiary), you are entitled to tha information. If the insurance policy is playing games with you and won't give you the information, you immediately contact two agencies: your state's department of insurance and your attorney general.
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