How doI avoid garnishment after lawsuit has already been filled?
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How doI avoid garnishment after lawsuit has already been filled?
My grandfather co-signed on a vehicle loan not really understanding what he was doing. Now we are both being sued. Last year my sister/roommate neglected her part of the rent and bills leaving me to take care of her part. I fell behind in car payments but notified the bank of the situation and paid what i could. after being homeless for a few months and then getting my own place I was too far behind on payments I voluntarily gave the car back. Now that I am being taken to court what are my options to avoid my check being garnished with no money for an attorney right now?
Asked on September 26, 2011 under Bankruptcy Law, Oklahoma
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
You can file bankruptcy to stop the wage garnishment. Chapter 7 bankruptcy is straight liquidation which eliminates debt. You will need to list all of your creditors and complete all the bankruptcy forms. You can obtain the forms from the bankruptcy court. You may be able to have Legal Aid represent you in the bankruptcy and help you complete the bankruptcy forms.
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