How can we get compensated for property damage?

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How can we get compensated for property damage?

We had a flood in our brand new home
over 2 months ago. It was determined
that it was the fault of the plumbing
subcontractor. A claim was filed with
their insurance. We have not received
reimbursement for damage to personal
property or utility bills from the time
we could not occupy the residence. We
also are seeking reimbursement for our
mortgage payment as we were not able to
live in the residence. We would like to
know if hiring a lawyer can help us get
compensated for this.

Thank you.

Asked on February 3, 2017 under Real Estate Law, Maryland

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

If, as you write, the flood and damage was the fault of the plumber, they should be liable, or financially responsible, for the costs resulting therefrom. If they or their insurer will not voluntarily accept responsibility and provide compensation, your recourse would be to sue the plumber (you sue the plumber, not their insurer) for the damage and costs; if you can prove in court their fault, you can get a court judgment requiring them to pay. A lawyer will certainly improve your chance of winning; if the amount at stake exceeds the small claims limit, then it would be worthwhile to retain an attorney to help you.


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