House fire roommate payout

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House fire roommate payout

If you live in a house with a roommate and the
house caught on fire, they have belongings
there but no name on any bills or the house.
Are they entitled to any of the insurance
money?

Asked on April 10, 2018 under Real Estate Law, Pennsylvania

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

No, they are not entitled to any money for the house itself, if they were not an owner of the home.
They are not entitled to any of the money you get for your own belongings.
If the insurance policy would also have covered their belongings (e.g. the belongings for a guest or roommate), then IF they put in a claim against the policy for their own belongings, they would entitled to that amount--but only if the policy would have covered their belongings and a claim was actually made for their belongings. They don't get any part of the claim you made for your own property.


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