What is a co-signer’s liability for damage caused by a grease fire?
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What is a co-signer’s liability for damage caused by a grease fire?
My college daughter had grease fire in her apartment; sprinklers caused damage to floor and they had to dry out walls and there was damage to the bottom apartment ceiling. They do not want to file an insurance claim. Ico-signed last year ;this year did not. The lease states that it goes from year to year. Am I responsible for the damage? My daughter is 22. She does’t have renter’s insurance.
Asked on August 26, 2011 Tennessee
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
You need to carefully read the written lease that you co-signed for your daughter in that its terms and conditions set forth the obligations owed by the tenant to the landlord and vice versa in the absence of conflicting state law.
If the written lease states that it will be automatically renewed unless terminated in writing by either the landlord or the tenant, then the lease has automatically renewed. If the lease requires a writing to renew it for another term and you did not sign it, then you would not be obligated under the current lease.
If you are obligated under the lease for the damage and you have a homeowner's insurance policy in effect for your home, your policy might provide your with some coverage regarding the damage to the rental that was damaged.
Good luck.
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