Can a condoassociation require me to pay for my own flood insurance?

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Can a condoassociation require me to pay for my own flood insurance?

The land my condex is on just got rezoned to a flood zone and now needs flood insurance for the outside. I assumed it would be part of the associations insurance but since my unit is the only one they do not want to add it and want me to pay for it on my own. Can they do that?

Asked on August 23, 2010 under Real Estate Law, Massachusetts

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 13 years ago | Contributor

Well, they can not discriminate against you or your unit and not just add you to a policy that is required.  The policy would cover the entire structure.  But why is your unit the only one that has been rezoned?  Is it just because of where the land is located?  I think that you need to speak with a real estate attorney in your area and show him or her the problem on paper, so to speak.  If the land is owned by the condo association then they should have to pa the insurance that is additional tot he insurance they they already have in place.  But ask about the possibility - a very real one at that  - that they can raise your maintenance fees.  Good luck. 


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption