Does the beneficiary of a life insurance policy have a legal right to a copy of the original owner/insured’s policy and any subsequent changes to the policy after the owner/insured has passed away?
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Does the beneficiary of a life insurance policy have a legal right to a copy of the original owner/insured’s policy and any subsequent changes to the policy after the owner/insured has passed away?
Asked on May 28, 2015 under Insurance Law, California
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
No, the beneficiary does not have the right to a copy of the policy (though the insured could, of course, voluntarily choose to give him or her one) and has no right to see or be informed of any subsequent changes to the policy. The beneficiary is like the recipient of a gift: while he or she may benefit greatly, he or she has no right to compel the giving of a gift or even get any information about it.
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